Introducing Premera Pathfinder

A cost effective, primary-care-focused health plan. Designed to offer a balance of savings, access, and flexibility for your business and your workforce.

How Premera Pathfinder benefits your business


Lower costs

Save up to 10% over the cost of a traditional Premera PPO plan
Employee choice

Give your workforce the power of choice with a dual-option benefits strategy
Improve outcomes

Improve employee health outcomes1 through $0 office visit copays

Offer a large provider network

Premera Pathfinder is an exclusive provider organization (EPO) plan.

Network map

Your workforce can seek care from providers in the Heritage Prime network. They’ll have a large network of providers to choose from and no referrals required for specialty care.

  • More than 42,000 providers, including over 7,600 PCPs2
  • Chiropractors, acupuncturists, naturopaths, and massage therapists
  • Registered nurses available 24/7 at no additional cost
  • Robust virtual care options
  • Coverage when traveling out of state or worldwide
  • Plus, access to care at Kinwell clinics just for Premera members

Includes in-person or virtual care at Kinwell primary care clinics—employees near Kinwell clinics will enjoy an enhanced patient experience.

Longer appointment times to establish a better provider relationship
Timelier appointment availability
Integrated primary care and behavioral health that treats the whole person

More ways Premera Pathfinder helps your employees and your business

Save up to 10% over a traditional PPO plan

Provide $0 virtual and in-person office visits

Promote primary care usage for better long-term health outcomes

Offer the flexibility of statewide access to care

Benefits of a primary care relationship

$0 copays help make primary care more accessible for your workforce.

Network map

PCP’s focus on preventive care to catch the little things before they get bigger. They know your employee’s health history and are the first stop when a need arises. They can recommend specialists for medical and mental health needs.

A good fit?

Contact your producer or your Premera representative today to see if Premera Pathfinder is the right benefits solution for your business.

1National Library of Medicine, 2012,

2Network counts are as of June 2023.